/*
Theme Name: SIGA Insurance
Theme URI: https://sigainsurance.com
Author: SIGA Insurance
Author URI: https://sigainsurance.com
Description: Custom WordPress theme for SIGA Insurance. Navy blue and white design system with a homepage hero, coverage cards, process steps, FAQ accordion, and CTA sections.
Version: 1.0
Requires at least: 5.9
Requires PHP: 7.4
License: GNU General Public License v2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html
Text Domain: siga
*/

:root{
  --siga-navy:#1a4995;
  --siga-navy-dark:#123468;
  --siga-blue-light:#eaf1fb;
  --siga-gray:#f4f6f8;
  --siga-text:#2b2f36;
  --siga-text-light:#5a6270;
  --siga-white:#ffffff;
}
*{box-sizing:border-box;margin:0;padding:0;}
body{
  font-family:'Segoe UI', Arial, Helvetica, sans-serif;
  color:var(--siga-text);
  line-height:1.6;
  background:var(--siga-white);
}
a{text-decoration:none;color:inherit;}
img{max-width:100%;display:block;}
.container{max-width:1140px;margin:0 auto;padding:0 24px;}

/* Top utility bar */
.siga-topbar{background:var(--siga-navy-dark);color:var(--siga-white);font-size:13px;}
.siga-topbar .container{display:flex;justify-content:flex-end;gap:24px;padding-top:8px;padding-bottom:8px;}
.siga-topbar a{opacity:.9;}
.siga-topbar a:hover{opacity:1;text-decoration:underline;}

/* Header / nav */
.siga-header{background:var(--siga-white);border-bottom:1px solid #e3e7ee;position:sticky;top:0;z-index:100;}
.siga-header .container{display:flex;align-items:center;justify-content:space-between;padding-top:16px;padding-bottom:16px;}
.siga-logo{display:flex;align-items:center;gap:10px;font-weight:700;font-size:22px;color:var(--siga-navy);}
.siga-logo-mark{width:34px;height:34px;border-radius:8px;background:var(--siga-navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:16px;font-weight:800;}
.siga-nav{display:flex;align-items:center;gap:32px;}
.siga-nav a{font-size:15px;font-weight:600;color:var(--siga-text);}
.siga-nav a:hover{color:var(--siga-navy);}
.siga-cta-btn{background:var(--siga-navy);color:#fff!important;padding:10px 22px;border-radius:6px;font-weight:700;font-size:14px;}
.siga-cta-btn:hover{background:var(--siga-navy-dark);}

/* Hero */
.siga-hero{background:linear-gradient(135deg,var(--siga-navy) 0%,var(--siga-navy-dark) 100%);color:#fff;padding:80px 0;}
.siga-hero .container{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;}
.siga-hero h1{font-size:44px;line-height:1.2;font-weight:800;margin-bottom:20px;}
.siga-hero p{font-size:18px;color:#dbe6f7;margin-bottom:28px;max-width:520px;}
.siga-hero-actions{display:flex;gap:16px;flex-wrap:wrap;}
.btn{display:inline-block;padding:14px 28px;border-radius:6px;font-weight:700;font-size:15px;}
.btn-primary{background:#ffffff;color:var(--siga-navy);}
.btn-primary:hover{background:#eaf1fb;}
.btn-outline{border:2px solid #ffffff;color:#fff;}
.btn-outline:hover{background:rgba(255,255,255,.12);}
.siga-hero-visual{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.25);border-radius:12px;height:280px;display:flex;align-items:center;justify-content:center;color:#dbe6f7;font-size:15px;text-align:center;padding:24px;}

/* Section shared */
section{padding:72px 0;}
.section-gray{background:var(--siga-gray);}
.section-heading{text-align:center;max-width:640px;margin:0 auto 48px;}
.section-heading h2{font-size:32px;font-weight:800;color:var(--siga-navy-dark);margin-bottom:14px;}
.section-heading p{color:var(--siga-text-light);font-size:16px;}

/* Welcome / intro */
.siga-welcome .container{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;}
.siga-welcome h2{font-size:30px;font-weight:800;color:var(--siga-navy-dark);margin-bottom:18px;}
.siga-welcome p{color:var(--siga-text-light);margin-bottom:14px;font-size:16px;}
.siga-stats{display:flex;gap:32px;margin-top:28px;flex-wrap:wrap;}
.siga-stat strong{display:block;font-size:28px;color:var(--siga-navy);font-weight:800;}
.siga-stat span{font-size:14px;color:var(--siga-text-light);}
.siga-welcome-panel{background:var(--siga-blue-light);border-radius:12px;height:260px;display:flex;align-items:center;justify-content:center;color:var(--siga-navy);font-weight:600;font-size:15px;text-align:center;padding:24px;border:1px solid #d7e3f6;}

/* Coverage cards */
.siga-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;}
.siga-card{background:#fff;border:1px solid #e3e7ee;border-radius:10px;padding:28px 22px;text-align:left;transition:box-shadow .2s,transform .2s;}
.siga-card:hover{box-shadow:0 10px 24px rgba(26,73,149,.12);transform:translateY(-3px);}
.siga-card-icon{width:48px;height:48px;border-radius:8px;background:var(--siga-blue-light);color:var(--siga-navy);display:flex;align-items:center;justify-content:center;font-size:22px;font-weight:800;margin-bottom:16px;}
.siga-card h3{font-size:18px;color:var(--siga-text);margin-bottom:8px;font-weight:700;}
.siga-card p{font-size:14px;color:var(--siga-text-light);margin-bottom:14px;}
.siga-card a{font-size:14px;font-weight:700;color:var(--siga-navy);}
.siga-card a:hover{text-decoration:underline;}

/* Timeline / process */
.siga-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;}
.siga-step{background:#fff;border-radius:10px;padding:32px 24px;border:1px solid #e3e7ee;position:relative;}
.siga-step-num{width:36px;height:36px;border-radius:50%;background:var(--siga-navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:16px;}
.siga-step h3{font-size:17px;margin-bottom:8px;font-weight:700;}
.siga-step p{font-size:14px;color:var(--siga-text-light);}

/* FAQ */
.siga-faq{max-width:820px;margin:0 auto;}
.siga-faq-item{border-bottom:1px solid #e3e7ee;padding:20px 0;}
.siga-faq-item summary{cursor:pointer;font-weight:700;font-size:16px;color:var(--siga-text);list-style:none;display:flex;justify-content:space-between;align-items:center;}
.siga-faq-item summary::-webkit-details-marker{display:none;}
.siga-faq-item summary::after{content:"+";font-size:22px;color:var(--siga-navy);font-weight:400;}
.siga-faq-item[open] summary::after{content:"\2013";}
.siga-faq-item p{margin-top:12px;color:var(--siga-text-light);font-size:15px;}

/* CTA band */
.siga-cta-band{background:var(--siga-navy);color:#fff;text-align:center;}
.siga-cta-band h2{font-size:30px;font-weight:800;margin-bottom:14px;}
.siga-cta-band p{color:#dbe6f7;margin-bottom:28px;font-size:16px;}

/* Footer */
.siga-footer{background:var(--siga-navy-dark);color:#cbd8ec;padding:56px 0 24px;font-size:14px;}
.siga-footer .container{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px;margin-bottom:32px;}
.siga-footer h4{color:#fff;font-size:15px;margin-bottom:16px;font-weight:700;}
.siga-footer ul{list-style:none;}
.siga-footer li{margin-bottom:10px;}
.siga-footer a:hover{text-decoration:underline;}
.siga-footer-bottom{border-top:1px solid rgba(255,255,255,.15);padding-top:20px;text-align:center;font-size:12.5px;color:#9fb2cf;}
.siga-footer-brand p{color:#b8c8e2;margin-top:12px;max-width:320px;}

/* Basic content page (page.php / index.php fallback) */
.siga-content-wrap{padding:72px 0;min-height:320px;}
.siga-content-wrap h1{font-size:34px;color:var(--siga-navy-dark);margin-bottom:20px;font-weight:800;}
.siga-content-wrap article{margin-bottom:48px;}
.siga-content-wrap p{margin-bottom:14px;}

@media (max-width:900px){
  .siga-nav{display:none;}
  .siga-hero .container,.siga-welcome .container{grid-template-columns:1fr;}
  .siga-cards{grid-template-columns:repeat(2,1fr);}
  .siga-steps{grid-template-columns:1fr;}
  .siga-footer .container{grid-template-columns:1fr 1fr;}
  .siga-hero h1{font-size:32px;}
}